Cash withdrawal
Withdraw cash from any Aadhaar-linked bank account. The shopkeeper hands over the money on the spot.
Take out cash with your thumb, at the shop next door
AEPS (Aadhaar Enabled Payment System) lets any customer with an Aadhaar-linked bank account withdraw cash, check balance or see a mini statement at a DuePe CSP - with a thumbprint instead of a card or PIN.
- Cash withdrawal
- Balance enquiry
- Mini statement
What you get
Four services, one thumb
Pension on the 1st, in hand by 10 am. No bus, no queue, no form.
Balance enquiry
Check how much is in the account before withdrawing - no bank visit, no passbook queue.
Mini statement
See the last few transactions - useful to confirm a salary, pension or scheme credit has arrived.
Aadhaar Pay
Pay the shopkeeper directly from the bank account with a thumbprint, without cash in hand.
How it works
Four steps, about two minutes
- 1
Choose service and bank
The shopkeeper picks cash withdrawal, balance enquiry, mini statement or Aadhaar Pay, and the customer's bank.
- 2
Enter Aadhaar and amount
The 12-digit Aadhaar number and the amount are entered with the customer's consent.
- 3
Thumb on the device
A certified fingerprint device verifies the customer against Aadhaar. Nothing to remember, nothing to carry.
- 4
Cash and receipt
The bank confirms, the shopkeeper hands over the cash, and a receipt with the transaction reference is issued.
For shopkeepers and partners
Why shopkeepers add AEPS first
Every withdrawal leaves a printed receipt. Every rupee has a reference.
Commission on every withdrawal
Each successful withdrawal, balance check and Aadhaar Pay earns a commission into the DuePe wallet the same day.
Simple to run
The DuePe app plus a supported fingerprint device is all a counter needs. Every transaction - success, pending, failed or reversed - carries a reference for support.
Footfall every day
Pensioners, farmers after a crop payment, families receiving money from the city - they come to the shop for cash and buy there too.
In the village
Cash where the bus does not go
Many villages DuePe serves are ten to twenty-five kilometres from the nearest branch or ATM. A withdrawal used to cost a bus fare, half a day and, often, a machine with no cash in it. With AEPS the money is at the same shop that sells rice and recharge.
Pension on the first of the month, crop-scheme instalments, wages sent from the city: whatever lands in an Aadhaar-linked account can be drawn at a DuePe CSP within walking distance, with a printed receipt the customer takes home.
Pension on the 1st, in hand by 10 am. No bus, no queue, no form.
One thumbprint. The bank is now the shop where you buy rice.
Every withdrawal leaves a printed receipt. Every rupee has a reference.
DuePeAEPS - cash with your thumbWhich banks work with AEPS?
Any bank account that is linked to the customer's Aadhaar and is live on the national AEPS network. The customer only needs to know which bank the account is in.
Is a card, PIN or OTP needed?
No. The customer's thumbprint, verified against Aadhaar, is the authentication. There is no card and nothing to type.
What if a transaction fails after the thumbprint?
Every attempt has a reference. If money is debited but not paid out, the amount is reversed by the bank as per AEPS rules, and DuePe support tracks it with that reference.
Can a customer check the balance without withdrawing?
Yes. Balance enquiry and mini statement are separate AEPS services: the customer gives a thumbprint and sees the balance or the last transactions without taking out cash.
Which fingerprint device does the shop need?
A certified biometric scanner, such as Mantra or Morpho, that works with the shop's Android phone. The distributor can supply one.
What does the shopkeeper earn on AEPS?
A commission on every successful cash withdrawal and Aadhaar Pay transaction, credited to the DuePe wallet the same day and shown in the app.
More services at a DuePe CSP
Scan a QR, get cashUPI ATM (cardless cash)The customer scans a QR with any UPI app, enters the amount and PIN on their own phone, and collects the cash at the counter. No card, no Aadhaar needed.IMPS · NEFTSend money homeSend cash to any bank account in India by IMPS in minutes or NEFT the same day. Saved beneficiaries, instant reference.All BBPS billersPay billsElectricity, water, gas, LPG, broadband, FASTag, insurance and loan EMIs, fetched by consumer number and paid with a receipt.